Wednesday, November 18, 2015
The following information is specific to New Hampshire Workers’ Compensation Claims
If you are working two (or more) jobs and get hurt doing one of them, there can be ripple effects. One significant one in workers’ comp is that you can use combined earnings from multiple jobs to “boost” the Average Weekly Wage that is used for calculating benefits. (Go here for Average Weekly Wage in general.)
Having multiple jobs on the injury date goes to several things:
- AWW. You add wages for both jobs in the 52 weeks pre-injury to get a higher AWW for determining workers’ compensation benefits;
- Indemnity benefits. If you completely miss work from both jobs, you have Temporary Total Disability (TTD) based on the boosted AWW. If you go back to work less-than-full-time, with full-time being both jobs combined, then you have normal calculation of indemnity based on reduced earnings, i.e. 60% difference btw pre-and post-injury earnings, pay-period-by-pay-period.
- So if you were working more than one job when you got hurt, you will need to gather up earnings details for all jobs that you worked both before and after your injury date. Once you do that, you now have information to calculate the boosted AWW (26- or 52-week earnings in BOTH jobs, whichever gives a more favorable number). And you now have information to calculate indemnity benefits (60% difference btw pre-and post-injury earnings, essentially broken down by pay period).